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William Viviano Agency Blog

View the latest blog posts from William Viviano Agency.

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Friday, February 9, 2024

How To Understand Your Home Insurance Limits

When you buy your home insurance policy, it has different coverages — each with its own limit. To make sure you're fully insured, you need to understand how each limit works and what the limit on your policy is.  Structural Coverage  The most important part of your home insurance policy is usually the structural coverage. READ MORE >>

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Wednesday, February 7, 2024

Understanding Pet Liability Insurance for Renters

Having animal companions can bring immense joy and purpose to your life. While sharing your space with dogs, cats and other pets may provide a source of enjoyment and comfort, it also comes with increased liability risks. READ MORE >>

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Thursday, January 4, 2024

What Is a Safety Program – And Why Does It Save You Money?

Safety is critical in every business environment. Sometimes, this means doing things the hard way. It can sometimes mean spending more money or time accomplishing tasks.   However, keeping workers safe is always a priority. One way to do so is through a worker safety program. READ MORE >>

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Friday, December 1, 2023

Do You Need A Business Owner’s Policy To Work From Home?

If you work from home, you may need a business owner's policy. This is often not a set rule. Rather, it is a look at your overall insurance needs.  Is There A Rule That You Need BOP Insurance?  There is rarely going to be a rule that you need BOP insurance. READ MORE >>

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Wednesday, November 1, 2023

Why Comprehensive Auto Coverage Is Beneficial for Commercial Fleets

Comprehensive truck insurance is a necessary form of coverage that offers truck drivers extensive protection. As a truck driver, your vehicle and cargo are crucial to your livelihood, and comprehensive truck insurance ensures you can operate your business confidently and safely.  READ MORE >>

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Sunday, October 1, 2023

How Much General Liability Insurance Does a Small Business Need?

Small businesses face a lot of general risks during operation. General liability insurance is a common yet crucial policy designed to cover businesses from potentially expensive accidents and lawsuits. So how do you decide how much coverage your small business needs?  READ MORE >>

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Friday, September 1, 2023

Do I Need Employment Practices Liability Insurance?

If you own a healthcare practice, you may need employment practices liability insurance (EPLI). As an employer, you understand that you have a duty to your employees to treat them fairly. If an issue does arise, it’s important to make sure your company doesn’t take a hit while you’re trying to handle issues in the workplace. READ MORE >>

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Friday, August 4, 2023

Do I Need Commercial Property Insurance?

Commercial property insurance is an essential type of insurance coverage for businesses of all sizes. This type of insurance helps protect your company’s physical assets from unexpected events, such as property damage, fires, theft, and vandalism. READ MORE >>

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Wednesday, July 5, 2023

What is a BOP and Does Your Business Need One?

Small businesses are often in a unique position. If you own a small business, you probably have big dreams, without the funds or time to match your ambitions. Business owners have to wear so many different hats to ensure that daily operations proceed as smoothly as possible. READ MORE >>

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Tuesday, June 13, 2023

4 Steps to Take After Being Injured at Work

Nobody wants to be in an accident while at work. However, each month thousands of employees across the United States find themselves injured. That’s why it is important to know what to do after you're hurt. You can take the steps involved in filing a workers' compensation insurance claim. READ MORE >>

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