Commercial Property Insurance
Commercial Property Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Commercial Property Insurance Information
Owning a business is a significant investment, and the best way to protect it is by obtaining a robust insurance policy that includes commercial property coverage.
What Is Commercial Property Insurance?
Commercial property insurance provides coverage for physical assets and property used for business purposes. This type of coverage protects business owners from financial losses due to damage or destruction of their commercial property caused by events such as fire, theft, vandalism, hail and windstorms.
What Does Commercial Property Insurance Cover?
Commercial property insurance is designed to protect business owners from financial losses due to damage or destruction of their commercial property. The coverage provided by a commercial property insurance policy can vary but typically includes protection for the following:
- A business’s physical building or workspace that is owned or rented
- Equipment
- Tools
- Inventory
- Furniture
- Personal property
- Electronics
The specific coverages a commercial property insurance policy provides can vary depending on the business owner’s needs, the type of business, and other factors. It’s crucial for business owners to carefully review their policies and ensure they have adequate coverage for their specific needs.
What Doesn’t Commercial Property Insurance Cover?
Commercial property insurance doesn’t cover every type of property damage. Commercial property insurance typically does not cover the following:
- Flood damage
- Wear and tear
- Neglect or improper maintenance
- Intentional property damage by you or your employees
- An accident involving a company-owned vehicle
- An employee damaging a customer’s property
Commercial Property Insurance Quote in Charlotte, Huntsville and Mooresville, NC
If you want to learn more about commercial property insurance, contact the professionals at William Viviano Agency. We have been serving areas of North Carolina for more than 25 years. We are here for your every insurance need and will happily provide you with a free quote.
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